Oshawa Mortgage Blog

Oshawa Mortgage Agent | Renewals, Refinancing, Debt Help

Category: Announcements (41 posts)

CMHC makes announcement regarding self-employed borrowers

CMHC makes announcement regarding self-employed borrowers

July 20, 2018 | Posted by: Dennis Street

Canada Mortgage and Housing Corp. is making changes intended to make it easier for the self-employed to qualify for a mortgage. The national housing agency says it's giving lenders more guidance an ... [read more]

MASTERCARD - CENTRA GOLD 9.9%

MASTERCARD - CENTRA GOLD 9.9%

January 20, 2018 | Posted by: Dennis Street

  CLICK CARD   Find the Mastercard® that’s right for you Our full suite of Mastercard® credit cards offers exceptional benefits, rewards, services and spe ... [read more]

Welcome

Welcome

December 5, 2017 | Posted by: Dennis Street

Welcome to my new Website. I hope you find the information interesting. Should you have any questions, please feel free to contact me. ... [read more]

VISIT ME AT GOOGLE PLUS!!

VISIT ME AT GOOGLE PLUS!!

October 31, 2017 | Posted by: Dennis Street

  CLICK LOGO!! Your invited to join Google Plus as a member or if you wish follow me!! ... [read more]

New Mortgage Rules Effective January 1, 2018

New Mortgage Rules Effective January 1, 2018

October 28, 2017 | Posted by: Dennis Street

IMPORTANT – New Mortgage Rules Effective January 1, 2018. Purchase before year end if you have 20% downpayment, otherwise you may have to buy 20% less home! If you need to pay off ... [read more]

Purchase or refinance now before rules change in January

Purchase or refinance now before rules change in January

October 24, 2017 | Posted by: Dennis Street

    Purchase or refinance now before rules change in January If you’re looking to buy and will have more than 20 percent down, or if you are considering refinancing, then you might ... [read more]

Bank of Canada increases overnight rate target to 1 per cent

Bank of Canada increases overnight rate target to 1 per cent

September 6, 2017 | Posted by: Dennis Street

Bank of Canada increases overnight rate target to 1 per cent OTTAWA – The Bank of Canada is raising its target for the overnight rate to 1 per cent. The Bank Rate is correspondingly 1 1/4 per c ... [read more]

SEPARATION OR DIVORCE

SEPARATION OR DIVORCE

May 25, 2017 | Posted by: Dennis Street

Going through a separation or divorce? Your home can be the asset that gives both partners a fresh start. If you have a final separation agreement, then talk to me about how the value in your home ... [read more]

Alternative Mortgage Solutions!

Alternative Mortgage Solutions!

April 3, 2017 | Posted by: Dennis Street

Alternative Mortgage Solutions!  The fixed rate solution for Purchases and Refinancing. Having difficulty in sourcing a Mortgage this could be your solution to make that purchase or consolidat ... [read more]

Mortgage Rates Are Suddenly All over the Map.

Mortgage Rates Are Suddenly All over the Map.

March 16, 2017 | Posted by: Dennis Street

  This Is Why Mortgage Rates Are Suddenly all over the map. Shopping for a mortgage lately, you’ll have figured out that rates can be all over the map. Thanks to new mortgage rules, the ... [read more]

Home Renovations (ROI): that pay off!

Home Renovations (ROI): that pay off!

January 19, 2017 | Posted by: Dennis Street

Refinance Your Home Reno (ROI): Renovations that pay off! Not all renovation projects will make a huge difference, but the right improvements can help boost the value of your home. If you are renov ... [read more]

SURVIVING AND THRIVING

SURVIVING AND THRIVING

January 7, 2017 | Posted by: Dennis Street

Surviving and Thriving: The Mortgage Blueprint for 2017   Canadians are definitely talking about the housing market – what do the new mortgage rules mean, is this the right time to buy, ... [read more]

THE STRESS TEST?

THE STRESS TEST?

January 3, 2017 | Posted by: Dennis Street

Should you be concerned about the Stress Test? What you need to know about new mortgage rules. They include more stringent 'stress testing' for borrowers.  They are designed to lower debt leve ... [read more]

REVERSE MORTGAGES

REVERSE MORTGAGES

March 17, 2016 | Posted by: Dennis Street

REVERSE MORTGAGES Dreams and Reality ARE YOU FINANCIALLY PREPARED OR ILL-PREPARED HEADING INTO RETIREMENT? You can consider a Reverse Mortgage where you make NO monthly Mortgage payments!!   ... [read more]

The Mortgage Kit

The Mortgage Kit

March 3, 2016 | Posted by: Dennis Street

            Dennis Street Mortgage Agent 289.240.8381 The Mortg ... [read more]

MORTGAGES FOR SELF-EMPLOYED WITH LESS THAN 20% DOWN PAYMENT!

MORTGAGES FOR SELF-EMPLOYED WITH LESS THAN 20% DOWN PAYMENT!

February 5, 2016 | Posted by: Dennis Street

MORTGAGES FOR SELF-EMPLOYED WITH LESS THAN 20% DOWN PAYMENT! http://www.mortgageinfodurham.com/ Genworth Canada provides Mortgage Insurance to Lenders for their clients that fall into a high rat ... [read more]

Solid Financial Rock. And Roll

Solid Financial Rock. And Roll

January 18, 2016 | Posted by: Dennis Street

Solid Financial Rock. And Roll. All we need is a solid financial rock under our feet when we retire. Mortgage Help. The problem is… it can be hard to save for retirement, especially if you a ... [read more]

Personalized Paydown Plan for Your Holiday Bills

Personalized Paydown Plan for Your Holiday Bills

December 26, 2015 | Posted by: Dennis Street

Personalized Paydown Plan for Your Holiday Bills A Debt Consolidation through Mortgage Refinancing! Do you need a Personalized Paydown Plan for your holiday bills? Many Canadians struggle with th ... [read more]

TEN GREAT REASONS TO USE A MORTGAGE BROKER!

TEN GREAT REASONS TO USE A MORTGAGE BROKER!

December 2, 2015 | Posted by: Dennis Street

Ten great reasons to use a mortgage broker Mortgage payments are our single biggest expense. Yet most don’t comparison shop to ensure they’re getting the best mortgage rate and terms avai ... [read more]

GOOD DEBT VRS. BAD DEBT!

GOOD DEBT VRS. BAD DEBT!

November 20, 2015 | Posted by: Dennis Street

Good Debt vs. Bad Debt – What’s the Difference?      Consult with a mortgage professional!   More and more people are getting swallowed up by debt. I'm sure you've ... [read more]

If you have Mortgage Interest �rate envy�, does it make sense to refinance?

If you have Mortgage Interest �rate envy�, does it make sense to refinance?

November 13, 2015 | Posted by: Dennis Street

If you have Mortgage Interest “rate envy”, does it make sense to refinance? It’s hard to believe that mortgage rates would have such a continued ultra-low trend! Mortgage consumers ... [read more]

BREAK MY MORTGAGE!

BREAK MY MORTGAGE!

November 10, 2015 | Posted by: Dennis Street

So You Wanna Break Your Mortgage!! Break My Mortgage ? So You Wanna Break Your Mortgage!! The first step in breaking your Mortgage should be to review everything with your Mortgage Broker. ... [read more]

SO MANY LENDERS TO CHOOSE FROM !

SO MANY LENDERS TO CHOOSE FROM !

June 29, 2015 | Posted by: Dennis Street

So many lenders to choose from! You want : the best available mortgage rate, with exactly the right features you need to live comfortably with your mortgage… and pay it off in record time ... [read more]

THE INS AND OUTS OF MORTGAGE PRE-APPROVALS.

THE INS AND OUTS OF MORTGAGE PRE-APPROVALS.

May 22, 2015 | Posted by: Dennis Street

The ins and outs of pre-approvals When you’re house hunting, it’s a great idea to know the amount of mortgage you qualify for, your monthly payments, and that your interest rate will b ... [read more]

GETTING THAT DOWNPAYMENT

GETTING THAT DOWNPAYMENT

February 26, 2015 | Posted by: Dennis Street

GETTING THAT DOWNPAYMENT: It might be easier than you think! For many first-time homebuyers, saving the 5 per cent downpayment is one of the big obstacles to home ownership, especially if you're pay ... [read more]

PURCHASE PLUS IMPROVEMENTS

PURCHASE PLUS IMPROVEMENTS

January 6, 2015 | Posted by: Dennis Street

    PURCHASE PLUS IMPROVEMENTS. Looking to purchase a house but your unable to locate the exact home with the desired features? This can be real problem when you are having to look in a ... [read more]

CASH BACK MORTGAGE

CASH BACK MORTGAGE

January 4, 2015 | Posted by: Dennis Street

A cash back mortgage is a five year mortgage that gives a cash amount at the time of the mortgage closing. This amount of money is a percentage of the mortgage and the mortgage has a higher ... [read more]

VARIABLE RATE MORTGAGE

VARIABLE RATE MORTGAGE

January 4, 2015 | Posted by: Dennis Street

  Do you decide on Variable Rate Mortgage or a Fixed Rate Mortgage? This is a very good question and history has shown the impact it can have on paying down the principal portion of your Mor ... [read more]

BRUISED CREDIT MORTGAGES

BRUISED CREDIT MORTGAGES

December 20, 2014 | Posted by: Dennis Street

   Click Image to visit my Youtube Videos. CREDIT PROBLEMS Bruised credit mortgages, Credit problems, Credit challenged, Poor Credit, and Bad Credit call it what you want.  In the Mo ... [read more]

PRIVATE MORTGAGES

PRIVATE MORTGAGES

December 15, 2014 | Posted by: Dennis Street

           PRIVATE LENDERSClick Image to visit my Youtube Videos. Private Mortgages Durham Region 1st and 2nd Residential Mortgages up to 85%, Commercial to 75%. Appr ... [read more]

GET PRE-APPROVED

GET PRE-APPROVED

December 10, 2014 | Posted by: Dennis Street

[  Don't be let down by not getting a full pre-approval.] Looking to purchase a new home, get pre-approved. Take advantage of our low rates they won’t last forever. Y ... [read more]

FIRST TIME BUYER

FIRST TIME BUYER

December 9, 2014 | Posted by: Dennis Street

GET OFF ON THE RIGHT FOOT IN YOUR HOME BUYING JOURNEY. If you are a #firsttimehomebuyer, getting professional mortgage advice is a great place to start. I specialize in the kind of education ... [read more]

MORTGAGES FOR THE SELF EMPLOYED

MORTGAGES FOR THE SELF EMPLOYED

December 8, 2014 | Posted by: Dennis Street

MORTGAGES FOR THE SELF EMPLOYED: Self Employment brings alot of satisfaction! Small and medium-sized businesses are the engine of the Canadian economy. When it comes to mortga ... [read more]

LOWEST RATES

LOWEST RATES

October 30, 2014 | Posted by: Dennis Street

CLICK LOGO TO VIEW LOWEST RATES ... [read more]

HOME BUYERS GUIDE

HOME BUYERS GUIDE

April 14, 2014 | Posted by: Dennis Street

HOME BUYERS GUIDE Buying a home is a big step in your life. Finding the right home and the right mortgage to suit your needs can be complex. This comprehensive home buyers guide to home ownership pr ... [read more]

Private Mortgages

Private Mortgages

January 26, 2014 | Posted by: Dennis Street

Private Mortgage Video, the why's, pros and cons! Video - Private Mortgages ... [read more]

Debt Consolidation

Debt Consolidation

January 26, 2014 | Posted by: Dennis Street

A very effective way to improve your cash flow and reduce the waste on interest payments! Video - Debt Consolidation ... [read more]

Purchase Plus Improvements

Purchase Plus Improvements

January 26, 2014 | Posted by: Dennis Street

How to find the home you want with all the features you desire! Video - Purchase Plus Improvements ... [read more]

Mortgage Pre-Approval

Mortgage Pre-Approval

January 24, 2014 | Posted by: Dennis Street

When you choose to buy a home the first step is to find out what you can afford. Don't waste time looking at houses until you know your price limit. Video - Mortgage Pre-Approval  ... [read more]

7 Steps to STOP Paying Rent

7 Steps to STOP Paying Rent

November 5, 2013 | Posted by: Dennis Street

  CLICK IMAGE!   7 STEPS TO STOP PAYING RENT   People fear what they don’t understand.  A good example is the purchase of a home.  The average consumer knows v ... [read more]

2 Out of 3 Don't Shop at Renewal

2 Out of 3 Don't Shop at Renewal

January 26, 2012 | Posted by: Dennis Street

Every now and then we see a mortgage stat that’s a jaw-dropper. 2 Out of 3 Don't shop at renewal. This finding from Manulife Bank is one of them. It suggests there are a lot more people with mo ... [read more]

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